Dental Insurance Plans



It is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums. Unfortunately, if you have to pay the full cost of dental care, you may find it difficult paying your dentist bills. Perhaps even more seriously, without dental insurance coverage, you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious dental health problem.

Dental insurance works similar to how health insurance works. For a specific monthly rate or "premium", you are entitled to certain dental benefits, usually including x-rays, cleanings, regular checkups, and certain services that promote general dental health. Some plans provide broader coverage than others and some require a greater financial contribution on your part at the time when services are rendered.