Return of Premium Term Life Insurance

Don't just plan for tomorrow . . . protect it with return of premium term life insurance! Deciding to buy a return of premium term life insurance policy can be a sound financial investment that may pay valuable dividends for you, your family, and other loved ones for years to come.

Also known as ROP, this type of term life insurance ensures your loved ones a death benefit if you are taken from them, but it will return the amount you paid in premiums if you're not. So, you collect whether you live or die.¹

Sounds too good to be true? It's not and you can see for yourself by filling out the form to the right and requesting a return of premium life insurance quote now!

ROP Benefits:

  • Solid coverage for the term you select (20, 30, even 35 years! ²)
  • A fixed monthly premium that does not change during the selected period, even as you get older or if your health declines.
  • Full benefits to your loved ones if you should die.
  • Can return an amount equal to the premiums you paid when the level premium period ends, if you are still living and you've right the policy in force.
  • Whatever your goal, buying a Return of premium (ROP) term life insurance policy offers you the best of both worlds - your loved ones will receive the full death benefit if something were to happen to you AND it can return the amount you paid in premiums if you live until the end of the level premium period and you've kepy your policy in force.

    ¹ Return of premium is paid at the end of the level premium period and excludes substandard and rider charges. The premium returned does not take into account time value of money. ²Policies not available in all states. Please contact Matrix Direct for complete details.